Mortgage lending standards are so tight that homebuyers must have ‘pristine’ credit histories, study says, as sales head for 31-year low

"These changes helped to reduce delinquencies and defaults but also made it more difficult for many Americans to qualify for a mortgage."

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Mortgage lending standards are so tight that homebuyers must have ‘pristine’ credit histories, study says, as sales head for 31-year low — SignalPop